About DSCR Home Loans

A DSCR Loan is a specialized mortgage solution that allows borrowers to qualify based on a property’s cash flow rather than personal income documentation. This makes it ideal for investors who may not meet traditional income requirements but have profitable real estate investments.

These loans are perfect for real estate investors, landlords, and business owners managing multiple rental properties. By focusing on the property’s income relative to its debt, lenders can assess financial viability more accurately and provide loans that support investment growth.

DSCR Loans follow responsible underwriting guidelines but prioritize the property’s performance over personal income. This approach provides flexibility for borrowers with multiple income streams or unconventional financial situations, helping them access financing that aligns with their investment strategy.

Getting started is simple with our DSCR Loan Qualifier. Submit your property income and expense documentation to see which loan options you may qualify for. Our tools and guidance make it easy to compare rates and terms, empowering investors to make informed decisions and confidently expand their real estate portfolio.

The DSCR Loan Process

✅ Complete our simple DSCR Loan Qualifier
✅ Submit property income and expense documentation
✅ Receive personalized loan options based on the property’s cash flow
✅ Compare rates and terms
✅ Choose the solution that best fits your investment goals